Anyway, so one of things that really gets my figurative goat is your use of Interac. (or Debit cards for those of you a little slow on the uptake.) I thought about a few of them, and composed a list for your reading pleasure. I suppose I should give the normal keep-your-hands-inside-the-ride spiel, but it's your keyboard, so do whatever you want.
When you refuse to listen to the instructions (insertion):
Don't get me wrong, I love to talk. But, for the most part, I don't have a whole lot of time between finishing scanning all of your cat food and potato chips to really get into an intelligent discussion on the meaning of life. The standard line for me is "Debit? Okay, chip in the bottom please." Which to me, seems like rather simple, straightforward instructions. This is often proceeded by you inspecting the debit machine rather ape like (No offence to apes of course) and begin to jam the card toward the machine hoping that somehow you'll get it in the right spot, and then looking at me as though I've just told you I like to punch kittens and exclaiming "Well, it doesn't fit!". I then follow with "Oh, just in the bottom there." By some miracle, you suddenly are aware that your ears and your brain are connected and manage to get the card into the machine. (It’s not nearly as complicated at you have made it out to be). Congrats, I've met primates who have figured out how to use simple tools to feed themselves - and you can't figure out how to make your ears connect to your brain. You sir, are an idiot.
When you refuse to listen to the instructions (cash back):
Being the good-guy that Wal*Mart is, they offer cash back at the register. Up to 100 dollars, but only in even denominations increasing by 20 dollars. It happens to be the first question on our screen - very simple, easy to understand: DO YOU WANT CASH BACK? and then of course, there are 2 options. Can you guess? You're right! They are: YES or NO. As a rule, people who want cash back select no, and people who don't, select yes. Lucky for them, if they have selected yes, you are then prompted to input how much, and there is also a black key that says NO. Good-guy Wal*Mart is prepared for your inability to read. Most of the time though, the knee-jerk reaction is to rip the card from the machine, cancelling the process and then blubbering about how sorry you are. Machines start beeping, receipts start printing and I usually make a point to have a condescending look on my face because that is better than saying something cruel about your IQ.
When you refuse to listen to the instructions (confirm the amount):
Right after this, the machine then asks to you to confirm the amount of the purchase (which I has been clearly stated both orally and then visually confirmed) and you have two options (Guess again!) Yep, YES and NO. Usually if people don't want cash back, and have correctly selected NO, they then select NO again (perhaps they think the debit machine has a stutter) which then cancels the transaction and burns down an acre of rainforest. Continue with blushing and poor explanations and we'll try 'er again.
When you refuse to listen to instructions (using the machine):
Nothing makes me more annoyed and think you are more inept than your inability to follow simple on screen prompts, except one thing. That thing is when you don’t understand how the machine works, or need help navigating the complicated questions and menus but refuse to listen to the words coming out of my mouth. I am good at giving instructions if you would just stop being such a douche and listen for 3 milliseconds of your life. The screen is touch screen, and after pounding the keys to no avail, and many times of me politely saying ‘Oh, it’s touch screen’ continuing to pound the keys and then loudly exclaiming “WELL THE DAMN THING DOESN’T WORK.” No sir, your brain doesn’t work. TOUCH SCREEN. Means TOUCH-THE-SCREEN. Sometimes I wonder how you managed to get your trackpants on right this morning.. I’ll bet it took you a few tries – didn’t it?
When you throw it at me:
It is very rare in our modern time that the cashier should actually have to swipe and/or insert your card into the hand held terminal. With the introduction of chip technology, you are the swipee (or.. insertee?) like, 98% of the time. So, at our first introduction I start with the standard "Hi, how are you?" (not because I care, but because I've been programmed rather well to make small talk.) and you grunt and look at me as though I'm about to spontaneously combust, with your mouth open a little, bit of a blank look on your face - usually paired with ratty trackpants and a NASCAR jacket. We then move on to your total, I verbally announce the final number (and point to the screen because it's apparent beyond grunting you're a bit slow) and you whip out a wallet from your trackpants pocket, force out a card that has strange stress marks in it and huck it down on the counter. At this point in my career, I don't even bother to touch the card that has been so haphazardly thrown in my direction - because as punishment for your attempt to tell me through your actions that because you don't work at Wal*Mart you're somehow higher than me on the social pole - I make you pick up the card yourself. (small victories, but helping with the ulcers) and pleasantly point to the debit machine and instruct you how to proceed properly. Message? Don't be such a douchebag, and put on pants with some structure.
When you can't answer a simple question:
Wal*Mart will take your money in any way that we can. (Trust me, one time a guy paid for a $90 purchase entirely in $1 and $2 bills) With our machines, you have to pick either the ‘credit’ key, or the ‘debit’ key – or it doesn’t work. You can insert your chip until you’re blue in the face, but if you select the wrong one, it won’t complete the transaction. Standard question “Is that credit or debit?” and the answer is always “yes.” Which, for obvious reasons – DOES NOT ANSWER MY QUESTION AT ALL. I can clearly see you have a card in your hand, and at one time in my career it was fairly easy to tell which it was, but now with all these fancy colours and styles – you could be holding a frequent customer card for Forbidden Pleasures and I wouldn’t be able to tell the difference.
You don’t know your PIN:
Lucky for me, my credit card has the same PIN as my debit card, (probably shouldn’t admit that on the internet.) I suppose other users wouldn’t be so lucky. Nothing is more annoying then when you don’t know what the PIN is, and claim that it is in some way, my fault. I cannot simply make the machine just pump out a slip of paper for you to sign like the good old days, and I can’t just know what it is. Even if I was Rainman, I still couldn’t tell you beyond “Is it the same as your debit PIN?” what on earth it could be. My question is, how you ever use the card (other than online shopping, which I’m confident you could not manage based on our in-store interaction) anywhere, without know what the PIN is. Do you throw a fit at every store, and then revert to cash or your debit card after loudly commenting on my inability to do my job? You’d think that with enough stores using this chip business that you’d have figured it out by now, I mean – do you avoid shoes with laces so you don’t have to remember how to tie them up? I guess that would explain all the Velcro.
You insist on swiping the card:
For the last time, swiping is becoming a thing of the past. So much so, that our machines throw a small fit when you swipe, and beeping and receipt printing incurs when you’re inability to listen to instructions becomes apparent. Listen to the words that are coming out of my mouth – INSERT YOUR CARD IN THE BOTTOM OF THE MACHINE.
“Oh.. it’s chip?”
YES NUMBNUTS, I’VE ONLY SAID IT EACH TIME AFTER YOUR CARD CLEARLY WOULD NOT WORK AFTER SWIPING IT – do you hear beeping? Do you see any progression in your transaction? As my favourite Doctor (after my Dad of course) always says “The definition of stupidity is doing the same thing and expecting a different result.” (Thank you Dr. Phil) – which suggests, by definition.. you are stupid.
When you insist on swiping your card, after your chip doesn’t work:
You exclaim “Oh, I’ll just swipe it.” Uhm, no you won’t. What would be the point of having a c hip in your card if you could just swipe it? Right. There wouldn’t be. Please see above.
When you insert or swipe your card before I finish ringing things in:
How much is the purchase? How can you even know if I’m not finished yet? This isn’t like the gas station, “Do you need a fridge fill-up, select yes to just BUY ALL OF THE GROCERIES.” You have to wait until I’m finished, why are you in such a rush? If you have something to do, or somewhere to be – don’t come to Wal*Mart. Especially on a Saturday. On a Saturday before a holiday. On a Saturday before a holiday and you don’t know what your PIN is. It makes things complicated.. and is very unproductive.
You hand me your debit or credit card before actually loading anything onto the counter to be purchased:
this isn’t really like a Chicken-Egg situation – I check things through, you pay for them. There isn’t a question of what comes first. Also, you insert your own card – haven’t you been paying attention?
And the one that really gets my figurative goat:
You show me the back of your card:
HOW DOES THIS ACCOMPLISH ANYTHING? There is no indication on the back of your card to instruct me on what type of payment you’re making, lets work on some verbal cues – you managed to make indignant comments about my under-employment, you’d think you could manage to tell me what type of card it is. If I was in Africa being mauled by a lion, I would probably have a better chance of knowing which payment method you’re using than if you were to flash the back of it and quickly jam it into the machine. Like, when your kid manages a B- on an assignment, do you stare at the blank bit on the back and tell them what an over-achiever they are? DOES THAT EVEN MAKE ANY SENSE? No. No, it does not.
Okay, I feel a little bit better now that I've said my bit. Also, I thought I would include a small explanation to my colour choices (in the title) - Last time I picked a shade of brown, because un-awesome things are shitty - and so I thought it was appropriate. This time, I picked a shade of green because my debit card is green, and this is a bit of an ode to my debit troubles.